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What damages can you recover after an ATV accident?

On Behalf of | Mar 20, 2025 | Motor Vehicle Accidents

All-terrain vehicles (ATVs) can be a fun and exciting way for people of all ages to enjoy the outdoors. However, it’s crucial to remember that ATVs are not toys and can cause serious harm. Even when used for recreation, ATVs can be involved in accidents that lead to injuries.

In British Columbia, there are rules about where you can ride an ATV. While you may not be able to ride on most public roads, you may still encounter other vehicles or hazards that can cause accidents. If you or a loved one suffers injuries in an ATV accident, it’s essential to know what you can do to get compensation.

Product liability compensation

If your ATV accident occurs due to faulty equipment within the ATV itself, then you might be able to recover damages through a product liability claim. You would file this type of claim against the ATV manufacturer or the individual parts manufacturers responsible for the faulty components. Equipment failure, brake defects or similar instances of broken equipment can all be justifiable causes for seeking product liability compensation.

Negligence compensation

Negligence compensation If you are operating your ATV in a place where it is legal to do so, and you encounter someone driving a motor vehicle, then that person may be at fault for your accident if they are guilty of negligent behaviour.

In British Columbia, ICBC (Insurance Corporation of British Columbia) insurance policies may provide some coverage for ATV accidents. However, you still have the option of pursuing legal action against a negligent individual who causes harm to you or your property. A legal claim is often worth considering, especially if your damages are significant, as insurance alone may not cover them all.

Seeking compensation after an ATV accident may not be as clear-cut as with typical motor vehicle accidents, but that does not mean you have to accept the circumstances. You have a right to pursue compensation for medical and repair costs incurred due to third-party negligence.